DES MOINES, Iowa — The Iowa Insurance Division reminds Iowans looking to purchase or change individual health insurance for the upcoming plan year that the annual Affordable Care Act (ACA) Open Enrollment period began on November 1. Consumers seeking coverage through the individual market can compare options, evaluate federal subsidies, and enroll through the federal Health Insurance Marketplace at HealthCare.gov or by calling 1-800-318-2596.
“Open enrollment is the critical window for individuals and families who do not have access to employer-sponsored insurance to secure coverage for the coming year,” said Iowa Insurance Commissioner Doug Ommen. “Even if you currently have a plan, the networks, formularies, and rates change each year. We strongly encourage all Iowans to actively review their options rather than relying on automatic renewal.”
Key Enrollment Deadlines
November 1, 2026: Open enrollment officially opened. Applications, plan renewals, and rate comparisons are available on HealthCare.gov.
December 15, 2026: Final day to select or change a plan for coverage taking effect January 1, 2027.
January 15, 2027: Final day of Open Enrollment. Plans selected between December 16...