Healthcare Industry Anticipates Significant Premium Increase for 2026
Stakeholders in the healthcare industry expect the most substantial premium hike in over five years, as ACA insurers propose an average 18% rise for 2026. This marks a substantial jump from the prior year's 7% increase, according to an analysis by the Kaiser Family Foundation (KFF).
Reasons Behind the Proposed Rate Adjustment
Insurers attribute the proposed adjustment to rising medical expenses and increased service utilization, compounded by the impending phase-out of federal subsidies that have supported ACA plans.
Note on the Finalization of Rates
The proposed rates remain subject to revision before final approval in late summer, but the current filings reflect the industry's response to ongoing financial pressures.