By Parshwa Turakhiya ,
1 hours ago Photo Courtesy: artjazz on Shutterstock.com SharpLink CEO Joseph Chalom says Bitcoin (CRYPTO: BTC) is “an exit asset,” while Ethereum (CRYPTO: ETH) is his bet on the new financial rails.
Why Chalom Sees $4 Trillion in Fees at Risk Chalom told The Wolf of All Streets podcast that four crypto ingredients are converging to create a new agentic economy: stablecoins as programmable digital cash, tokenized real-world assets, DeFi as a new execution layer, and AI agents to automate it all.
He argues this combination puts roughly $4 trillion in financial services fees at risk over the next decade.
His breakdown of where that money goes:
35% stays with traditional incumbents like banks and insurance companies 15% to 20% shifts to crypto-native disruptors building super apps 50% gets compressed toward zero as AI agents eliminate fees tied to consumer inattention The starting point is the roughly $15 trillion Americans hold in checking and savings accounts earning close to nothing, costing them an estimated $180 billion a year in lost interest.
Agents fix that by monitoring accounts continuously and shifting cash into higher-yielding options automatically.
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