Property and Casualty News
Calif. commissioner moves to ban marital status in auto insurance pricing
The proposal would eliminate a key optional rating factor permitted since 1996, aligning
"The price of your auto insurance should be based on how you drive, not whether you're married," Lara said in a statement. "Today, we are taking action to end that outdated practice and reinforce a simple principle: insurance rates should be grounded in actual driving risk."
The regulatory push follows a
Legislative leaders backed the administration's shift, framing the reliance on marital status as an outdated shortcut that penalizes single drivers.
"There is no circumstance where it is acceptable for an unmarried driver to pay more for auto insurance for the sole reason of being unmarried," said Assemblymember
Under the draft rules, insurance providers operating in the state would be forced to remove marital status from their pricing structures and submit revised rating plans to the
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