Co-signing a car loan sounds like a small favor until you read the fine print and realize you have agreed to be personally responsible for a vehicle that someone else gets to drive and possibly wrap around a lamppost. When the payments stop, the bank comes knocking on your door, and your credit score takes the hit along with the fender. Plenty of people turn down this request, and most of them get away with a few weeks of frosty group chats.
Then there was this aunt, who took her brother’s refusal far more personally than that. She decided a Sunday dinner argument was only the opening round, and her teenage niece, who had a broken bed frame at the worst possible time, ended up in the middle of it.
Co-signing on anything can get you in a lot of hot water, so tread lightly
The author’s aunt asked her brother to co-sign on a car, and he said he would only be doing that for his own daughter
The grandmother offered the aunt a free car, but that was not good enough and she chose violence instead
The aunt made an anonymous call to CPS, saying that her brother was forcing the author to sleep on the floor
The truth was that the author’s bed had just broken, and she was simply waiting for a ...