Toni Says: What health insurance network does Original Medicare use? | Toni Says | Columns | ArcaMax Publishing

Hi Toni,

In September I retired at 70 and my Medicare Part B begins Dec. 1. I will no longer have employer health insurance but one option I have is COBRA. I do have health issues, which is why I retired. My cardiologist informed me last week that the only thing that will improve my health is having heart surgery.

I would like to know what Medicare’s health network is so I can make sure that all of my doctors are in it. I’m confused about which Medicare option to enroll in and cannot lose my cardiologist.

Should I enroll in Medicare’s network with a Medicare supplement, go with a Medicare Advantage network plan or stay with my current COBRA plan until it ends in about 18 months? I read your article last week about how insurance companies are terminating Medicare Advantage plans nationwide and I do not want to be caught in this situation. Toni, I need your guidance.

Thanks,

Kellie from Dallas

Hello Kellie,

Since you are retired and are enrolled in Medicare with your Medicare Part B beginning Dec. 1, I have good news for you. There is NO network of hospitals, doctors or any other medical providers for Original Medicare. I repeat … there is NO NETWORK!! You will be completely in charg...