XRP Price Prediction: Ripple Wins Its Bank Charter, XRP Holds $1.25, and Pepeto Sets Up to Repeat Early Pepe Gains
11-02-2026 01:13 AM CET | Business, Economy, Finances, Banking & Insurance
Press release from: TOKENWIRE
/ PR Agency: https://www.tokenwire.io
Every XRP holder knows the sting of good news that moves nothing. The XRP price prediction this week is a perfect case. On October 26, Ripple won final federal approval for its own national trust bank, per The Block. Yet XRP sits near $1.25, down about 29% this year, per 24/7 Wall St.
Big approvals can take months to show up on a chart. XRP's 2024 run began from a chart this tired. News like this pulls big money to the giants. Right below, something smaller is building: Pepeto ( https://pepetocoin.net ) , a zero fee exchange coin backed by a Pepe cofounder.
How Does Ripple's Bank Charter Change the XRP Price Prediction?
The charter puts Ripple under a top US banking watchdog, the kind of trust big firms wait for. The Office of the Comptroller of the Currency gave Ripple's trust bank its final approval on Monday, per Decrypt. The first green light came in December 2025. The new bank will guard the cash behind RLUSD, Ripple's $2.6...